A clear path to financial success - through a simple, straightforward roadmap with no gimmicks or quick fixes.
Life doesn’t always go as planned, and unexpected financial challenges can arise. When they do, the right plan can help you regain control and rebuild your credit score. We’re here to guide you with expert solutions so you can move forward with confidence and peace of mind.
– Making payments on time but struggling with high interest
– High debt-to-income preventing homeownership or a major purchase
– Denied credit despite making payments
Banks profit from keeping you stuck paying interest. Our program is designed to change that, giving you the knowledge and support to break free.We only succeed when you do. It’s a true win-win, and we’d love for you to join our growing community of success stories.
Break free from the costly cycle of high-interest payments. Instead of letting your hard-earned money go toward unnecessary interest and fees, the program saves money you can use to focus on your goals.
Prevent spending decades paying off debt when you can reclaim your financial independence in most cases under four years & save money monthly at the same time. By cutting down on interest and high balances, we help you fast-track your journey to being debt-free so you can focus on what truly matters.
Eliminate the fear of debt collection, escalating lawsuits, or other legal risks. Our team works to negotiate settlements and create a clear, compliant repayment plan that protects your financial future.
Tired of managing multiple payments? With our plan, you’ll make one lower monthly payment, no more stress or juggling creditors. Simplifying your finances makes it easier to stay on track and focus on what’s important.
The longer you wait, the more money you lose to interest and the further you fall from your financial goals. Take the first step toward saving money, reducing stress, and building the life you deserve.
Our fees are success-based, meaning you only pay when key financial objectives are achieved—such as securing a loan, completing a program, or reaching an approved financial milestone. This ensures that our goals align with yours, and you don’t pay unless you see results
The timeline to becoming debt-free varies based on individual circumstances, including the amount of debt, financial situation, and chosen strategy. However, our goal is to help you resolve your financial obligations as quickly as possible because prolonged debt exposure increases financial risk.Remember, we only get paid when you achieve your objectives—whether that’s securing better financial options, completing a program, or reducing your debt—so we’re fully aligned in minimizing your time in debt and getting you to financial freedom faster.
We use a combination of proven financial strategies tailored to today’s economic conditions, where interest rates are at historic highs. Our approach includes:
✔ Financial Payoff Strategies – We analyze your debt and cash flow to determine the most efficient way to reduce your balances while improving your overall financial health.
✔ Personal Loans – When beneficial, we help you secure funding with better terms to consolidate high-interest debt and lower your monthly payments.
✔ Debt Restructure – We explore customized options to adjust your financial obligations, ensuring they align with your long-term goals.
✔ Personal Savings Growth – We help you free up cash so you can build reserves, strengthening your financial stability and future opportunities.Every plan is customized to your needs—no rigid programs, just smart strategies that help you pay less, improve your credit, and achieve financial freedom faster.
No, we are 100% independent and work exclusively for you—not the banks, not the lenders, not the credit card companies. Our sole mission is to help you achieve your financial goals, not to protect corporate interests.Unlike banks that profit from keeping you in long-term debt, we are fully vested in your success—we only get paid when you hit your objectives, whether that’s lowering your payments, securing better financial options, or becoming debt-free faster.Your financial freedom is our priority, and every strategy we offer is designed with your best interests in mind—no conflicts, no hidden agendas, just results.
Creating financial wellness may have a short-term impact on your FICO score, but our focus is on your long-term financial health and stability. We will never suggest a roadmap that doesn’t lead to a stronger financial position over time.Most people see significant financial improvements within 36–48 months, with better debt-to-income ratios, stronger credit profiles, and access to better financial opportunities. More importantly, many experience immediate cash savingsand personal savings growth, putting them in a position of financial strength much sooner than if they continued down the traditional high-interest debt cycle.Our goal isn’t just to improve a number—it’s to put you in control of your financial future.
© 2025, Start New Financial, All Rights Reserved.
Please be advised that all communications with our company may be recorded or monitored for quality assurance and training purposes. *Clients who successfully complete our program and settle all their enrolled debts typically experience average savings of approximately 40% before fees, or 20% including our fees, over a period of 24 to 48 months. These figures are based on enrolled debts and may vary depending on individual circumstances. Not all debts are eligible for enrollment, and not all clients complete our program due to various factors, including their ability to accumulate sufficient funds for settlements. We do not guarantee specific debt reduction amounts, percentages, or a definite timeframe for becoming debt-free. Our service does not involve assuming consumer debt, making monthly payments to creditors, or providing tax, bankruptcy, accounting, legal, or credit repair services. Our program is not available in all states
We strongly recommend consulting with a tax professional regarding potential tax implications of debt settlement and a bankruptcy attorney for information about bankruptcy options. Depending on your location, we may be able to suggest local professionals in these fields. It is crucial to thoroughly review and understand all program materials before enrolling, including potential impacts on your credit rating.
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Start New Financial LLC is a registered debt relief provider. Licensing information available upon request.